What closing costs should you expect?

 Remax Utopia can walk you through closing - 855-483-9662
There are certain ordinary fees related to closing the sale of a house. These fees are usually split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help direct you through your transaction.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, not only will we work to get the very best sales price, but we'll also push for lower closing costs. And once we've come to an agreement, we'll fully explain the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing real estate in Texoma, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within a tolerable range so you're not surprised when you come to the closing table. We'll be happy to review the estimate with you, answering your questions and highlighting any estimates in question.

Don't forget to factor in closing costs when considering a home sale or purchase. Remax Utopia is experienced at helping both buyers and sellers when it comes to closings. E-mail or call me today at 855-483-9662 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

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